When identified, weaknesses in the credit analytical process can effect loan quality while reducing a lender's productivity. Lending officers who are constantly training credit and support staff are not as productive as those that concentrate on business development and the needs of current customers. Turner and Associates, Inc. can reduce that burden by providing the necessary training to the bank's credit and support personnel. We can provide a wide array of credit and credit support advice and training services.

Our company is familiar with the key risk factors associated with lending to various industries. We can demonstrate techniques for determining the financial quality of a relationship including the associated controls required when lending to construction and development companies. We can also review the various techniques used in determining the quality of earnings, predictability of default and other risk assessments.