Businesses that are experiencing financial strains resulting from overdue receivables, or bad debts, resulting in cash flow problems, past due payables, and loan repayment problems are often assisted by Turner and Associates, Inc. Our long standing relationships and creditability with secured lenders allows us the ability to negotiate with our clients' lending source often resulting in new or increased financing from alternate sources. By developing a functional plan that the primary lender and the company agree to, Turner and Associates, Inc. is able to facilitate the improved cash flow of the business while providing a repayment plan for the lender.